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Volume 05 Issue 10 October 2022

The Importance of Women's Self-Help Groups in Promoting Financial Inclusion in Bihar
1Haridarshan Singh,2Mohd Hassan
1,2Assistant Professor, University of Delhi
DOI : https://doi.org/10.47191/ijmra/v5-i10-26

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ABSTRACT:

Women's socioeconomic independence was significantly impacted by their involvement in self-help groups (SHGs). By "women's emancipation," we imply a procedure wherein women actively question traditional conventions in order to successfully advance their well-being. In Bihar state, this research attempted to tackle the issue of women's emancipation via self-help groups. Over 1 million Didis (recipients) are continually working to improve their lives by engaging with SHGs since SHGs nowadays are supporting women's capability in developing financial inclusivity, constructing community institutions, and associating with connected activities. Financing must be accessible to those required in India in order to break the pattern of deprivation and enable women to make significant contributions to the nation's inclusive progress. India's current rural credit structure doesn't meet the needs of the poorest people who want to move forward

KEYWORDS:

Jeevika, Self-Help Group, Financial Inclusion, Women's Empowerment

REFERENCES

1) Centre for Monitoring Indian Economy Pvt. Ltd. (n.d.). India's unemployment rate https://unemploymentinindia.cmie.com/

2) Koteeswari, N. (2014). Self-help groups and household economic development: a case of women's self-help groups in Tamilnadu, India. The University of Madras http://hdl.handle.net/10603/203677

3) Ahnquist, J., Wamala, S.P, and Lindstrom, M. 2012. Social determinants of health—A question of social or economic capital. Interaction effects of socioeconomic factors on health outcomes 74(6):930-9. Social Science and Medicine.

4) Anila, A.A., 2012. A Study on the Socio-Economic Condition of Self-Help Group Members in Tirunelveli District, Tamil Nadu. 2 (2): 216-224.

5) Anuppalle and Reddy, R. 2008. Self-help groups in India: A catalyst for women's economic empowerment and poverty eradication. The 33rd Global Conference of ICSW, tours (France). June 30th-July 4th.

6) Bharatamma, G.U., Angadi, J.G., Hirevenkandondar, L.V., and Natikar, K.V. (2006). Empowerment of rural women through income-generating activities. P: 600-602 in Karnataka Journal of Agricultural Sciences, 19(3).

7) Darshana, N., and Padia (2008) rural women, microfinance, Khadi, and a cluster of village industriesAveshak Sardar Patel Institute of Economic and Social Research, Ahmedabad. January-June, 38:1.

8) Deininger, K., and Y. Liu. 2009.Working paper on policy research on the economic and social impacts of self-help groups in India.Publications from the World Bank

9) Dhanya, M. B., and P. Sivakumar. Microfinance, Women's Empowerment, and Banking Empowerment. Economic and Political Weekly, 38(12/13): 1274-1283.

10) NABARD. 2010. The Status of Microfinance in India 2009-10. National Bank for Agriculture and Rural Development (NABARD), Mumbai.

11) NABARD and APMAS. 2009. Quality and Sustainability of SHGs in Assam. Hyderabad: APMAS.

12) NCAER, 2008. The Impact and Sustainability of the SHG-Bank Linkage Program.National Council of Applied Economic Research (NCAER), New Delhi

13) Sundaram, A. 2012. The Impact of Self-Help Groups on India's Socioeconomic Development.5 (1):20-27.

Volume 05 Issue 10 October 2022

There is an Open Access article, distributed under the term of the Creative Commons Attribution – Non Commercial 4.0 International (CC BY-NC 4.0) (https://creativecommons.org/licenses/by-nc/4.0/), which permits remixing, adapting and building upon the work for non-commercial use, provided the original work is properly cited.


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