¹Theresia Anita Christiani,²Mary Grace Megumi Maran,³Johannes Ibrahim Kosasih

¹Lecturer, Faculty Of Law Universitas Atma Jaya Yogyakarta, Indonesia, Babarsari 44, Yogyakarta Indonesia

²Student, Master Of Law, Faculty Of Law Universitas Atma Jaya Yogyakarta, Babarasari 44 Yogyakarta,

³Lecturer, Faculty Of Law, Universitas Warmadewa , Bali, Indonesia

There is the regulation of the Financial Services Authority Number 77/POJK.01/2016 and the Financial Services Authority Regulation Number 10/POJK.05/2022 concerning Information Technology-Based Joint Funding Services. This research focuses on the laws and regulations in Indonesia relating to regulating financial technology peer-to-peer Lending in Indonesia. This study uses a statutory approach and a conceptual approach. This research aims to determine whether changes to regulating financial technology peer-to-peer Lending can better support legal objectives. The resulting research is that Each amendment article has positive consequences for the organizers, the funders, and the recipients of the funds. In general, changes in these regulations are intended to benefit most of society, as said by Jeremy Bentham. This research uses normative juridical analysis. This research is limited to a study based on secondary data.

conceptual, Funding, financial, regulation, technology

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