1DedyDwi Arseto, 2Sabaruddun Chaniago, 3Andri Soemitra, 4IskandarMuda, 5Sugianto
1,2,3,4,5North Sumatra State Islamic University, Medan, Indonesia
DOI : https://doi.org/10.47191/ijmra/v5-i1-04Google Scholar Download Pdf
ABSTRACT:
This study aims to determine how the Effect of Capital Adequacy Ratio (CAR) and Liquidity on Profitability of Islamic
Commercial Banks in Indonesia for the 2015-2019 Period. The results of data processing using the SPSS 17 For Windows program
resulted in multiple regression analysis with two independent variables and one dependent variable showing that Y = 1.108
+1.404X1 - 0.240 X2, meaning that profitability is influenced by Capital Adequacy Ratio (CAR) and Liquidity. Furthermore, the
results show that the Capital Adequacy Ratio (CAR) and Liquidity variables can explain the Profitability variable 36%, the
remaining 64% is explained by other variables. The results of the hypothesis test state that: Hypothesis 1 is accepted, this can be
seen from the value of tcount>ttable, then the Capital Adequacy Ratio (CAR) has an effect on profitability. The second
hypothesis is rejected, it can be seen from the value of tcount
Capital Adequacy Ratio (CAR) and Liquidity, Profitability
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Journal
1) Herman Supardi, H. Suratno, Suyanto. 2016. Effect of Current Ratio, Debt To Asset Ratio,
2) Total Asset Turnover and Inflation on Return On Assets. JIAFE (Scientific Journal of Accounting, Faculty of Economics),
Volume 2 No. 2 of 2016, p. 16-27.
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(CAR) on Profitability. Management Analysis Journal, Volume 5 No. 2.
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Bank BNI SyariahTbk Period 2014-2016. Thesis, SunanGunungDjati State Islamic University. Bandung
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Loss Sharing Financing And Liquidity On Profitability In Islamic Commercial Banks And Islamic Business Units In
Indonesia. Procceding International Seminar on Islamic Studies Volume 1, Number 1, Year 2019
Volume 05 Issue 01 January 2022
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